Do you also want to know what does Unitedhealthcare Medicare advantage cover? Well, it covers hospital stays, doctor visits, and prescription drugs and more. What really makes it special though are the extra perks that it throws in!
In contrast to Original Medicare, many UnitedHealthcare Medicare Advantage plans will go further than you thought possible with a greater number of benefits to improve your overall well-being. Let’s look at these delightful additional features:
Dental, Vision, and Hearing Coverage
Let me explain what does Unitedhealthcare Medicare advantage cover. Well, Dental, vision, and hearing care on a routine basis are not covered by Original Medicare. But don’t worry; UnitedHealthcare has you covered for that! Many plans offer coverage for these important parts to help keep your smile healthy and others.
1. Dental
- Depending on your plan, regular dental check-ups, cleanings, fillings, or even major procedures like dentures/crowns may be under cover.
2. Vision
- This can include yearly eye examinations, new glasses or contact lenses as well as treatment for some eye diseases.
3. Hearing
- These plans could also give discounts on hearing aids while covering hearing tests, hence improving your connection with people around you.
Fitness Programs and Wellness Benefits
Would you like to stay active so that your body can remain in good condition? Some UnitedHealthcare Medicare Advantage plans have gone an extra mile to provide incentives towards health promotion:
A. Fitness Programs
- Fitness program memberships: Such services such as gym memberships, fitness classes, or wearable fitness trackers offered by certain schemes may be provided free or at discounted rates thereby encouraging movement among members.
B. Wellness Programs
- Wellness programs: Educational workshops regarding wellness such as support groups can be included in this list or even health screenings which allow one to take personal responsibility.
Transportation and Other Extras
UnitedHealthcare realizes that sometimes patients have difficulties in getting to the doctor’s office. In such cases, UnitedHealthcare Medicare Advantage programs have transportation assistance as part of their benefits to enable you to reach your doctor’s office or other health care facilities conveniently also adding to what does Unitedhealthcare Medicare advantage cover.
Additional Benefits
- Meal delivery services after a hospital stay
- Home care assistance
- Alternative therapies like acupuncture or massage
NOTE: These are only some of the potential perks with UnitedHealthcare Medicare Advantage. The actual benefits will depend on what plan you choose and where you live.
Different Kinds Of Medicare Plan Options
Various types of UnitedHealthcare Medicare Advantage plans are available so you may find one that aligns with your needs and budget. There are HMO (Health Maintenance Organization) and PPO (Preferred Provider Organization) structures as well as HMO-type plans characterized by different costs and advantages that’s what does UnitedHealthcare Medicare advantage cover.
- HMO Plans
- Typically require you to choose a primary care physician (PCP) who coordinates your care and provides referrals to specialists within the HMO network.
- PPO Plans
- Offer more flexibility because individuals can see any in-network doctor without having to get a referral, although there may be a slight increase in fees if they do this.
Plan Comparison Tool
No need to feel overwhelmed! UnitedHealthcare has made it very easy for customers using a user-friendly plan comparison tool that helps them compare different plans side-by-side based on their zip code/desired plan features. Find the perfect match for your needs; it should give you coverage plus additional benefits that matter most.
Enrolling in UnitedHealthcare Medicare
You may be asking yourself how to sign up for these incredible coverage and advantages provided by UnitedHealthcare Medicare Advantage. Hang on as we navigate through the enrollment process and demystify a key term – service areas.
Enrollment In UnitedHealthcare Medicare Advantage
Signing up for a UnitedHealthcare Medicare Advantage plan is quite simple. Here is a quick guide:
- Check Your Eligibility
- To obtain a Medicare Advantage plan, in most cases, you must be at least 65 years old and already enrolled in Original Medicare (Parts A and B).
- Open Enrollment Period
- Every year from October 15th to December 7th, there is an official open season for changing or choosing another Medicare Advantage plan before January 1st of the following year.
- Special Enrollment Periods
- At times, certain situations allow people to gain access to a special enrollment period where they can enroll in any Medicare Advantage plans outside of the open enrollment period if moving, losing other health coverage, or having some major changes in life.
Explore Your Options
There are various types of UnitedHealthcare’s Medicare Advantage plans available within your area depending on several factors including;
- Network: HMO or PPO (explained earlier)
- Monthly premiums
- Deductibles, copays, and coinsurance
- Benefits: Dental, vision, hearing, fitness programs, etc.
Contact UnitedHealthcare
Once you have found a plan that matches your needs and budget, reach out to UnitedHealthcare directly or get in touch with an authorized insurance agent.
Understanding Service Areas
Remember that UnitedHealthcare Medicare Advantage plans operate within what is known as service areas, which are specific geographic regions. Sometimes these areas can be single cities, counties, or even whole states.
Why Are Service Areas Important?
Your plan of UnitedHealthcare Medicare Advantage will generally offer the greatest range of benefits and coverage within its defined service area. If you go out of this area for treatment, it may result in higher costs or limited coverage.
NOTE: Always ensure that your chosen plan has doctors and medical facilities in your locality before making any final decisions about enrolling.
Conclusion
No more wondering what does UnitedHealthcare Medicare advantage cover because UnitedHealthcare Medicare is a great alternative to Original Medicare for all essential healthcare services while providing extra advantages to boost wellness.
UnitedHealthcare Medicare helps in Simplified billing and potentially lower out-of-pocket costs compared to Original Medicare with numerous policies covering dental, vision, hearing, fitness programs, etc. Other perks include transportation guidance and potential discounts on wellness programs.
